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See how the contribution limits have changed. Defined contribution & deferral limits 401 (k)/403 (b)/most 457/tsp elective deferral The 2026 contribution limit to the thrift savings plan is increasing to $24,500 per year, an increase of 4.3% over the 2025 annual limit ($23,500), according to an announcement from the internal revenue service
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The annual contribution limit for employees who participate in 401(k), 403(b), governmental 457 plans, and the federal government’s thrift savings plan is increased to $24,500 [up from $23,500 for 2025] We will make more updates when more data are available The limit on annual contributions to an individual retirement arrangement (ira) is increased to $7,500 [up from $7,000 for 2025].
New 2026 tsp and ira contribution limits
What feds need to know by katelyn murray nov 16, 2025 2026 contribution limits, featured, federal retirement savings, ira limit increases, secure act 2.0 changes, tsp updates 2026 The contribution limit for employees who participate in a 457 (b) plan, 403 (b) plan, or the federal government’s thrift savings plan is $24,500 in 2026 (up from $23,500 in 2025). The internal revenue service announced new contribution limits for key retirement plans for tax year 2026, offering increased opportunities for americans to save Internal revenue service (irs) on thursday, nov
13, announced that the maximum amount that individuals can contribute to their 401 (k) plans — or similar 403 (b), governmental 457 or federal government thrift savings plans — in 2026 is $24,500, a $1,000 increase from the $23,500 maximum for 2025.
